Insurance - O.Jones & Associates

Business Insurance

Business insurance, also known as commercial insurance, helps protect business owners from unexpected losses, providing coverage for risks such as property damage, liability claims, and business interruption, ensuring the continuity and success of businesses.

Professional Insurance

Professional insurance, also known as professional liability insurance or errors and omissions insurance, safeguards professionals against legal claims related to professional services, offering financial protection and risk management.

Personal Umbrella Insurance

Personal umbrella insurance extends liability coverage beyond the limits of your standard policies, offering additional protection against unexpected events and potential lawsuits that exceed your existing coverage.

Health Insurance

Health insurance covers medical expenses, including preventive care, treatments, and hospitalization, helping you manage healthcare costs and ensuring access to quality medical services.

Life Insurance

Life insurance offers financial security to your loved ones in the event of your passing, providing a lump sum or periodic payments to beneficiaries to cover expenses and maintain their standard of living.

Annuities

Annuities serve as financial products designed to provide a steady income stream during retirement, offering a reliable source of income to individuals seeking to supplement their retirement savings.

Long-Term Care Insurance

Long-Term Care Insurance is a vital component of financial planning, offering protection against the high costs of extended medical care and support services needed later in life.

Disability Insurance

Disability insurance serves as a vital safety net, offering financial protection to individuals in the event of a disability that hampers their ability to work. This insurance provides a lifeline by replacing a portion of the policyholder’s income.

Home Insurance

Home insurance, or homeowners insurance, safeguards your home and personal belongings against risks like fire, theft, and natural disasters, providing financial protection and peace of mind.

Auto Insurance

Also known as car insurance, auto insurance provides financial protection against physical damage or bodily injury resulting from traffic collisions and other incidents involving vehicles.

Boat & Yacht Insurance

Watercraft insurance protects boats and personal watercraft against damages, accidents, and liabilities on the water, ensuring comprehensive coverage for marine activities.

Motorcycle Insurance

Motorcycle insurance provides coverage for motorcycles, scooters, and other two-wheeled vehicles, offering protection against accidents, theft, and liabilities on the road.